Our mortgage brokers, we had a broker that told us it would be best to go with variable because you always end up paying less. We had a choice between 1.35% variable or 2.05% fixed. We had 1.35% for 2 months and it is 6.1% now. We could be putting so much against our principal but instead we are paying 3k+ in interest and 1200 in principal.
College only makes sense economically if you have a plan.
If you’re a naive, idealistic, scatterbrained, autistic, traumatized, brainiac redneck raised into terrible character by a spineless single parent who drove off the good one, like I was, then your best bet after high school is some entry level job, heath insurance, and therapy for a few years.
I had an emotional system the equivalent of a broken pair of legs. I basically signed up for a walking journey with broken legs, because (a) I had no conception of what the “legs” were that carry a person through college successfully, and (b) I had no idea they could be broken, and © I had no idea mine were broken.
I was like “sweet! big journey!” and the kids from healthier backgrounds and I got along fine, and they got their shit done and I mostly tore my hair out and cried and took super long walks and experimented with drugs. I had been led to believe that the journey through life was like driving through a country. I didn’t realize that traveling in this journey meant transforming the self. I had no conception of self transformation as an aspect of life, of directed growth, of evolving consciously. All I had was this feeling that life was like a river and I was kayaking down it seeing new stuff.
I don’t really know how to say what the lesson was. It was the most expensive lesson I ever learned, because not only did it cost me a huge amount of money, it also cost me about twenty years of my life.
I have similar experience with you, and boy do I waste so much money on that. Wish I could afford therapy, because managing myself emotionally was a long, expensive and heartbreaking experience I wish I could skip over.
I once set an S3 lifecycle setting that accidentally affected 3 years worth of logs to Glacier. The next morning I woke up to a billing alert and an AWS bill with an extra $250k in charges (our normal run rate was $30k/month at the time). Basically I spent my entire add annual cloud budget for the year overnight.
Thankfully after an email to our account rep and a bunch of back and forth I was able to get the charges reduced to $4,300.
I made this mistake but honestly? AWS is the most confusing clusterfuck of all time. I can’t stand it and refuse to use it for personal projects.
For me the problem came down to four conflicting sources on AWS regarding tiers and then another problem with the SDK. The SDK didn’t match the tiers at all so “archive” meant Glacier for some reason. 👎
Yeah luckily Amazon is good about mess-ups that are one-time like this. Was the cost because you were pushing to, or retrieving from Glacier?
Deleting from. We move logstores and I added an ageout policy for anything over 1 day, to "easily" empty a bucket overnight. I forgot that I had been cycling stuff to glacier after 6 months, and there were 3 years of logs in there.
To do data backups
And test your backups.
You don’t have backups until youve restored a backup.
What’s your process for testing it?
Depends on the kind of backup really
Just a folder full of duplicate files? Try to open them.
Having a drive image you can restore from? Take an extra drive and try to “restore” the contents of your backup onto it. You use the extra drive because if you just use your primary drive you may brick yourself.
There’s definitely types of backups I’m not covering here but you should do research into the type of backups you want to use and the restoration process, and basically try the restoration process intermittently.
Wear a condom.
Never buy and piece of hardware that stops work when you cancel your subscription.
Examples?
Hp printers
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Spotify Car Thing
What's the Spotify car thing?
Internet-based TV receivers
Stadia
Most security systems.
That starting the work is half the work. I wasted a lot of time procrastinating, it took me shamefully long to realize that if I could just start an activity for 5 minutes, taking it to completion is then relatively easy
Not all landscapers can "landscape". Hired a guy to build a pad for a shed which included a small retaining wall. The guy doesn't own a level, and the end result is visibly not level. I showed him with my laser level what was going on, and he didn't believe me. He started adding MORE material to the high spot.
He was aggressive about needing to be paid. Very aggressive. I paid him since he knows where we live. Unless we sue him and win, we're out $4800, and to have it done correctly (with a fancier wall) will be $6500.
TLDR: Don't hire a lawn service company to build anything.
That sucks, I'm sorry that happened. But landscapers are not concrete people. I will say that any of either profession I've dealt with were aggressive about payment. I wouldn't be surprised if the guy tried to give you a change order for additional money?
thats when you take a fraction of the money you would have paid him, and buy security cameras for your house. High quality security cameras, with night vision.
Then contact a lawyer for damages to undo what he did.
I have a good 4M camera covering the entire front of our house already. Driveway, front yard, front door, etc. We'll see if I take him to court. It's really not worth the effort and time at this point, but it would be fun to waste his time even if I lose.
boy I wish I was rich enough to throw away thousands of dollars with a shrug and "To much effort to deal with it"
Art school isn't worth it, period. I got a far better art education through my local community college by far, from instructors who weren't incrediblely stuck up and full of themselves.
That was an 80k expense that I'm still paying off almost 20 years later, and I didn't even finish my degree.
I went back to get my AS at a CC and took some art classes there. 10/10, far better instruction for a fraction of the price.
Don't bomb it down a slope you don't know (snowboarding). Someone pointed me to a "hospital" which turned out to be a private clinic and my insurance didn't cover the ridiculously overpriced CT scan.
Always wear a condom. Never get married.
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Fuck, all of this is depresing to read. I havent had had any mayor fuck ups like the ones in here so my only contribution would be to not lean into bathroom sinks since they are not as firm as they look, not even if they are welded to the floor via concrete, just wash your hands or your teeth or shave or wathever away from the sink, since the motherfucker breaks easly.
Tried shipping my motorcycle cross country without insurance.
Ooo 😮
I wanted a newer car, so I rolled my existing auto loan into the newer vehicles loan. So easy right?
I was upside down on it for years and years. It's so disheartening to drive a vehicle that's falling apart and stranding you everywhere but still owe $10k on it. It was an awful decision that took years of pain but that was my lesson on buying things I can afford.
Never let the car run out of gas. I was on the highway and the destination gas station was in sight. Well, even after putting more gas in from a Jerry can it wouldn't start because debris clogged the fuel filter. Getting it towed + repaired was like $1000 when I could have just stopped at a gas station earlier.
