Americans paid $130 billion in credit card interest and fees in 2022, according to a new report. Here are three strategies to help limit those charges.
I know you don't want to pay fees on the card, but carrying a negative balance and paying you bill early are both interest free loans to the bank. You can manage your money in whatever way makes sense to you, and interest held by keeping that money in a high yield savings account probably wouldn't be much, but you can also reduce your level of effort quite a bit.
Technically, their "worst" customer would be one who pays in full on the last day their bill is due, in full, with no mistakes.
I know you don't want to pay fees on the card, but carrying a negative balance and paying you bill early are both interest free loans to the bank. You can manage your money in whatever way makes sense to you, and interest held by keeping that money in a high yield savings account probably wouldn't be much, but you can also reduce your level of effort quite a bit.
Technically, their "worst" customer would be one who pays in full on the last day their bill is due, in full, with no mistakes.