It's worse than the just Karens. If you don't pay the fines they will put a lien on your property and eventually evict you. This has created a strong market pressure towards swindling people out of their places. Financial groups that manage HOAs wholesale are now the norm and they love encouraging Karens to generate nonsense rules and report offenders… They get a cut of either the fine or the home sale sand get to play the role faceless enforcer. There are no regulations on how high fines can go, nor how high LATE FEES on those fines can go, nor how soon "late" is.

We are way past the time when HOAs were harmless funny people hyperfocusing on lawns… It's a predatory business now.