I used that number for simplicity's sake since so… so many of you have a hard time putting large numbers into understandable chunks.

I do understand opportunity cost. My gripe is applying it to shelter to begin with. The whole notion of using shelter as a means for financial gain is absurd. That's the reason 2008 happened and why housing is unobtainable now.

I'm glad you have $100k on hand. Most don't.