When Congress voted in May to restart student loan payments this fall — and then the Supreme Court overturned President Biden’s student loan forgiveness plan in…

  • @Son_of_dad@lemmy.world
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    6510 months ago

    Who gives a flying fuck about the economy? Not me. When the economy is bad, prices go up and I get fucked. When the economy is good, prices go up and I get fucked. So really why should I give a shit about the economy if it’s gonna fuck me regardless?

    • @ATQ@lemm.ee
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      10 months ago

      So, if good times are bad for you and bad times are bad for you… what exactly are you doing with your time? Sounds like a “if you run into an asshole in the morning, you ran into an asshole… but if you run into assholes all day, you’re the asshole” moment for you.

      • @Son_of_dad@lemmy.world
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        3610 months ago

        So you’re saying I’m what’s wrong with the economy? I’m the one causing it to be built only to fuck the poor?

        • @ATQ@lemm.ee
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          -4710 months ago

          Don’t be dramatic. I’m just skeptical of your woe-is-me attitude. There are 100 ways that the economy could be improved but according to you, you’d be fucked regardless. So again, why are you so fucked and what are you doing to unfuck yourself?

          • TimmyDeanSausage
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            2910 months ago

            It’s a systemic issue. Individuals can only fix problems within a system with mechanisms that already exist in that system. If there are no existing mechanisms to fix issues, or if the mechanisms are intentionally made inaccessible to anyone but the top 1% of system users, there’s no feasible way to fix it.

            In other words, your argument is asinine.

            • @ATQ@lemm.ee
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              10 months ago

              The economy doesn’t only benefit the top 1%. And it’s illuminating that y’all think it does. Anyway, have a nice day.

              • @warbond@lemmy.world
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                810 months ago

                Is the economy an outside force or is it controlled in some way? If it’s uncontrollable, does that mean that there’s no way to insulate ourselves from its effects? Not as individuals, but as a society. And if it’s controlled, is there a way to control it in such a way as to benefit more people?

                I suppose I’m coming from a mindset of “billionaires should not exist,” so take it with a grain of salt when I say I agree that it’s entirely possible to do everything “correctly” to improve your station in life and only do worse regardless of what the economy is doing. Further, I think that outcome is not only desirable for the shockingly few people who directly and indirectly benefit from it, but that it is the natural outcome of such a system to begin with.

  • EnderWi99in
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    1310 months ago

    You all got to stop paying? Sallie Mae dumped a shit ton of late payment fees on me for 6mo I wasn’t working over the pandemic and two years later I’m just about back to where I was back then in payments. Shit sucks. Good for you all though if anyone else can at least get out from under this. I’ll be paying until I’m 50.

  • @oldbaldgrumpy@lemmy.world
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    -510 months ago

    It’s time to restart payment. I know many people that willingly took loans are hoping for a government bail out…even though college educated people, statistically make much more in their careers than those who weren’t. Such a bail out is essentially yet another way to bail out the rich.

  • @porkins@sh.itjust.works
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    -14910 months ago

    I have no sympathy. I have to make payments on my private student loans and didn’t have children like a schmuck because I know that I cannot afford to have children. If you have children and a house and at the time of planning you couldn’t afford them, it should all be taken away.

    • @Hazzia@discuss.tchncs.de
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      6810 months ago

      Hey hey hey fellow private loan victim. I also have had to continue making payments this whole time and also want to say go fuck yourself.

      • @meco03211@lemmy.world
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        3210 months ago

        No private loans here. Have enough to pay off the last of my student loans sitting in savings. Also no kids (by choice not lack of financial security). Speaking of which I’m very financially secure.

        Also chiming in with a hearty “go fuck yourself” to that guy. Hell I wouldn’t care if they picked my specific income level as the cutoff and everyone below got loans forgiven and me and above have to still pay. There are tons of people who need relief.

        • @Hazzia@discuss.tchncs.de
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          910 months ago

          I’m of the same opinion my brother and/or sister. Thank god income-based repayment seems to be making some progress. Unfortunately with cost of living the way it is, even “double the poverty line” won’t help everyone who really needs it.

          And don’t even get me started on the lack of bankrupcy protection for student loans, like actually what the hell was the rationalle behind that.

          • @CADmonkey@lemmy.world
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            310 months ago

            actually what the hell was the rationalle behind that.

            I’m going to guess that someone’s Brother’s Uncle’s Neice’s father’s former roommate heard about a guy who was making a million dollars a day as a lawyer or doctor, and they discharged their student loans through bankruptcy, so of course based on this we must lobby congress, while caterwauling about how disadvantaged the poor banking industry is when being taken advantage of by all these evil college grads who are making $12 per hour.

            If there’s a legitimate reason let’s hear it and treat my comment like the ignorant hate speech that it is.

    • BigFig
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      6510 months ago

      Just wanted to say, go fuck yourself

      • teft
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        10 months ago

        I couldn’t help but hear this comment as Charlie’s song.

    • @Zron@lemmy.world
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      3510 months ago

      As someone who never needed to take loans because of academic scholarships, you can go fuck your self.

      Predatory education loans have placed a huge burden on the middle and lower classes in this country. Just because you made the poor financial decision to take a private loan, doesn’t mean other people should also have to suffer.

      • cassetti
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        310 months ago

        I was in higher education for ten years. I paid my way through using a combination of private savings, and eventually my father convinced my boss to pay for my education if he wanted me to work full time (I was a REALLY good employee at his small business). I fortunately graduated debt-free unlike most of my peers.

        Yes, I worked my way through, and I “earned” my degree the hard way (I made my boss millions through my own hard work for his company so I earned that degree).

        But, I still 100% support any kind of student debt relief for everyone struggling to pay off student debt. It’s called wanting a better life for my fellow human. That money in their wallet would be better spent in the local economy, not paid to some mega bank corporation swallowing up interest on student debt.

        I guess I just have compassion for my fellow human being over some ruthless corporation.

    • @meyotch@slrpnk.net
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      2410 months ago

      Why did you make the stupid decision to take private loans?

      I’m sure you were fully informed about all options and walked through a thorough and honest cost/benefit analysis of each available path. Right?

      You went into it with open eyes and no one ever fast-talked you or misdirected or straight up lied. Right?

      Also, go fuck yourself.

      • EnderWi99in
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        10 months ago

        Some of us that was our only option. I’m sorry I wanted to go to college. I was also 17 and nobody in my family had ever done anything like college before. I was denied federal loans and didn’t know any better. I’m not the OP though and I’m happy for those who can get their loans forgiven. It is what it is for me though. I’ve been steadily paying the past 15 years.

        • @meyotch@slrpnk.net
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          910 months ago

          The ‘fuck you’ was directed at OP, not private loan victims in general. OP chose the path of bitterness. It would seem the crowd has determined that the anger OP expresses is maladaptive and misdirected.

      • cassetti
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        210 months ago

        Why did you make the stupid decision to take private loans?

        Dude, you wouldn’t believe what kids are told. My former assistant at a previous job was literally encouraged by his parents to take out personal loans instead of education loans because they were extremely fiscally uneducated and were trying to help their son get a loan without knowing the difference. And being a young teen, he didn’t know any better than to listen to his parents when they suggested where to get a loan and such.

        • @meyotch@slrpnk.net
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          110 months ago

          I admit it was a poorly written sarcastic question. I’m painfully aware of the deception and fast talking they inflict on kids. It makes me mad as hell when people think people took on student loans with full information.

      • @eskimofry@lemmy.one
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        -710 months ago

        Spoken like a moron. Who the hell can predict what happens in life? Just because you didn’t have a situation where your repayment got fucked because of an untimely accident or illness or whatever else doesn’t mean people didn’t plan well.

    • @treefrog@lemm.ee
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      1010 months ago

      You took private student loans on top of your government loans and seem to be the one wanting sympathy.

      • @eskimofry@lemmy.one
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        -510 months ago

        You seem dense and can’t think of any way a person can suddenly require large sum of money (medical emergency, burglary, etc.) Can you? You think nothing ever goes wrong with you… so it must be the same with everyone?

        • @treefrog@lemm.ee
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          510 months ago

          I can imagine those things.

          But why should I sympathize with you for taking on private student loans when you won’t sympathize with a parent trying to make a better life for their kid?

    • TwoGems
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      110 months ago

      Well that’s because you’re a shill and not a real person