$61/mo actually.

It worked for me last year. Put 5% on a home near a major city, purchase price $425k

Some areas like LA are just a special kind of fucked, but you don’t have to live there.

They don’t care about cause and effect, they are just angry and dumb.

I just want the GOP to get absolutely pummeled for once so we can move the overton window back in the right direction. No I don’t like the dems. Yes I will vote for them every time as they represent the closest to what I want.

Iirc he didn’t even get ‘too excited’ he just had the mic too close to his mouth.

$1,000/mo in savings is pretty difficult for most people.

$300/mo, invested earning 8% for 40 years, does get to a million though (10% rate of return + 2% interest safe assumption.) This is as $60k/yr job, contributing 3% to a 401k with an employer match, not something that’s particularly rare.

I know prices are high and people are hurting… but there’s a lot of people who are just not really trying.

Very sadly we just aren’t in a climate for third party candidates to do anything. I would suggest getting involved with ranked choice voting advocacy groups if you really believe in it.

The relationship to your lender is very similar to a renter’s relationship to their landlord

Is it though? Landlords typically have hot opinions on what you do with the property. Banks don’t care so long as you don’t literally destroy it. When I rented I felt stifled in things like modifying my place, adopting a dog, painting walls, etc. Owning my place feels a lot better even if it costs a lot more.

I get what you say kind of from a financial sense but even then it’s radically different. You can pay extra every month to get a mortgage finished early. Each year you get more and more equity and are in a better financial spot. When a lease renews your landlord has the option to say “I want more money, so you have to pay extra now” or just straight up refuse to let you live there anymore, and at the end you have nothing. And a foreclosure is a much lengthier process with more outs for a homeowner than an eviction is for a renter.

Related to OP's question: is it possible to have the 1B boot from something other than an SD card?

I ran it as a PiHole for awhile, until it chewed through two SD cards. I'd like to use it for the GPIO functionality but I don't want have it randomly crap out again.

I have been using KeePass for eight years. Used to just shuffle the file around with Google Drive, now I have it sync'd with Syncthing across a few devices. I use its notes feature to store associated data like S3 keys and it stores my SSH key and KeePassXC can automatically add it to an SSH agent.

I don't really have any complaints about it.

Docker cp piped into restic, uploading to wasabi. Works well, I recently recovered from a hard drive failure and everything just worked.