Not really a “hack” but I don’t know why most people get into phone contracts.
Since college, I have always just bought unlocked phones with cash and then used the carrier’s prepaid plans and set it to auto pay.
I pay so much less than most people I know, I get all the same service, and my phone isn’t tied to a contract or carrier, so I can cancel my plan whenever I want and switch to another carrier by just buying their SIM card for ~$20.
My current phone is an unlocked Pixel 6a that I got on sale new for $300. I have unlimited talk, text, and data for $45 a month. And if I get sick of my current carrier or they bump my cost, I can just switch to anybody else for just the cost of a $20 SIM card.
I have so many friends and family members that complain about their phone bills being super high and their service sucking, but they can’t cancel their contracts without paying off their huge balances plus the interest and usually cancelation fees. Plus, because their phone is tied to the contract/carrier, they can’t even keep transfer the phone to the new carrier and have to get sucked into a “phone trade-in” deal and the cycle continues.
And for the folks saying that most people can’t afford to save up and buy a phone outright, there are a lot of places that offer payment plans for the phone, or you can buy it on credit and pay it off that way, which would likely be less interest over time. Or you could buy unlocked used/refurbished phones for 25-50% off their normal price.
Maybe it makes sense if you get a stipend from your company, or you bundle it with a bunch of other packages like cable TV or internet, but for just a cell phone, I just don’t get locking yourself into a crazy contract.
If you go prepaid for a year you can get service for even cheaper. I don’t need unlimited data so I buy a year of Mint Mobile’s cheapest plan for about 200 dollars which gives unlimited talk and text and 5gb data for only around 15 dollars a month.
I should clarify that mint mobile also has “unlimited” and “unnecessary” plans for 30 and 40 dollars a month respectfully. (When prepaying for a year)
Quote: Unlimited plan incl. 40GB high-speed data w/10GB hotspot.
Unnecessary plan incl. 60GB high-speed data w/20GB
hotspot. Video @ 480p. Data speeds reduced after monthly
allotment. Taxes & fees extra.
This seems like an American problem. This used to be the case in the Netherlands as well but over the years people have learned that SIM-only subscriptions are so much easier and cheaper that the majority of people now use SIM-only. In fact I know of no one around me that does it differently.
Also $45 per month is still expensive lol. I pay €12 a month. Sure, not unlimited but I never call or SMS so the 100 a month I get for that is way more than enough and I never finish the 10GB of data a month either. I can make either unlimited for really not that much more.
Also in the Netherlands and I have recently extended this concept to my home internet. Since 25 Mbps download / 10 Mbps upload is enough for my use, I no longer have an internet subscription and I make use of $25 LycaMobile unlimited data sim cards for home internet using a sim router. The IMEI of the router can be easily modified, which is also a plus.
The IP is dynamic, but for my self-hosted services that require a static IP I make use of a WireGuard tunnel between my raspberry pi and a virtual private server. The VPS has a static IP, so my domains point at the VPS and then the VPS re-routes the packets via the wireguard tunnel. In a wire guard tunnel only the server needs a static IP, so the VPS can route packets to the client even if the client’s ip is dynamic.
Maybe I’m misunderstanding something but here in Australia there’s no benefit to not having a contract.
With our largest telco the contract is really just repayments on the phone. 24x monthly repayments is always the same price the phone is retailing for outright. You could cancel the sim and just keep up the phone repayments if you wanted.
Interesting. Seems like my situation is pretty specific to the US. Lots of folks from other countries that seem to have much cheaper options by default.
Not really a “hack” but I don’t know why most people get into phone contracts.
Since college, I have always just bought unlocked phones with cash and then used the carrier’s prepaid plans and set it to auto pay.
I pay so much less than most people I know, I get all the same service, and my phone isn’t tied to a contract or carrier, so I can cancel my plan whenever I want and switch to another carrier by just buying their SIM card for ~$20.
My current phone is an unlocked Pixel 6a that I got on sale new for $300. I have unlimited talk, text, and data for $45 a month. And if I get sick of my current carrier or they bump my cost, I can just switch to anybody else for just the cost of a $20 SIM card.
I have so many friends and family members that complain about their phone bills being super high and their service sucking, but they can’t cancel their contracts without paying off their huge balances plus the interest and usually cancelation fees. Plus, because their phone is tied to the contract/carrier, they can’t even keep transfer the phone to the new carrier and have to get sucked into a “phone trade-in” deal and the cycle continues.
And for the folks saying that most people can’t afford to save up and buy a phone outright, there are a lot of places that offer payment plans for the phone, or you can buy it on credit and pay it off that way, which would likely be less interest over time. Or you could buy unlocked used/refurbished phones for 25-50% off their normal price.
Maybe it makes sense if you get a stipend from your company, or you bundle it with a bunch of other packages like cable TV or internet, but for just a cell phone, I just don’t get locking yourself into a crazy contract.
If you go prepaid for a year you can get service for even cheaper. I don’t need unlimited data so I buy a year of Mint Mobile’s cheapest plan for about 200 dollars which gives unlimited talk and text and 5gb data for only around 15 dollars a month.
Right on. I do need unlimited, as my job requires me to be on the road a fair bit and accessing lots of data.
But that’s a good idea, I’ll see if my carrier offers that option.
I should clarify that mint mobile also has “unlimited” and “unnecessary” plans for 30 and 40 dollars a month respectfully. (When prepaying for a year)
Quote: Unlimited plan incl. 40GB high-speed data w/10GB hotspot. Unnecessary plan incl. 60GB high-speed data w/20GB hotspot. Video @ 480p. Data speeds reduced after monthly allotment. Taxes & fees extra.
This seems like an American problem. This used to be the case in the Netherlands as well but over the years people have learned that SIM-only subscriptions are so much easier and cheaper that the majority of people now use SIM-only. In fact I know of no one around me that does it differently.
Also $45 per month is still expensive lol. I pay €12 a month. Sure, not unlimited but I never call or SMS so the 100 a month I get for that is way more than enough and I never finish the 10GB of data a month either. I can make either unlimited for really not that much more.
Also in the Netherlands and I have recently extended this concept to my home internet. Since 25 Mbps download / 10 Mbps upload is enough for my use, I no longer have an internet subscription and I make use of $25 LycaMobile unlimited data sim cards for home internet using a sim router. The IMEI of the router can be easily modified, which is also a plus.
Do you have a static or dynamic IP though? For some applications one would want a static one iirc
The IP is dynamic, but for my self-hosted services that require a static IP I make use of a WireGuard tunnel between my raspberry pi and a virtual private server. The VPS has a static IP, so my domains point at the VPS and then the VPS re-routes the packets via the wireguard tunnel. In a wire guard tunnel only the server needs a static IP, so the VPS can route packets to the client even if the client’s ip is dynamic.
Removed by mod
Maybe I’m misunderstanding something but here in Australia there’s no benefit to not having a contract.
With our largest telco the contract is really just repayments on the phone. 24x monthly repayments is always the same price the phone is retailing for outright. You could cancel the sim and just keep up the phone repayments if you wanted.
Interesting. Seems like my situation is pretty specific to the US. Lots of folks from other countries that seem to have much cheaper options by default.