cross-posted from: https://lemm.ee/post/13854229
A mum had to take action to prove not every road in Wales has a 20mph speed limit after an insurance firm voided her son's insurance policy.
Welsh television presenter Jess Davies explained that her younger brother saw his car insurance voided as a result of the vehicle's black box recording his speed and seemingly deciding he was constantly exceeding the speed limit. It meant their mother had to take some unusual steps to show the firm that not every road in Wales now had a 20mph speed limit.
Here's how it works in the US, not sure about UK.
Most car insurance companies have an optional monitoring system. If you opt in, you'll be given a device to place in your car. This device sends data about your driving habits and location data to the insurance company. The company's algorithm rates how safely you're driving and gives you a discount based on that.
Telemetry Insurance. That part is up to the consumer, but the boxes exist in all cars now. They are usually reviewed after accidents to check the environmental conditions, like speed/braking, steering etc. Manufacturers have had to comply since the mid 2000’s and some took until the mid teens.
Unfortunately for a lot of new drivers in the uk it’s basically mandatory because non black box insurance is so damn expensive for young drivers now.